Sabtu, 18 Februari 2012
This research intends to get description clearer about bank well-being level size, as to the category well, enough well, under the way, and indisposed. this research is done in mandiri syariah bank. Data is gatherred in the form of balance report and report losts and profit.
Bank well-being evaluation execution system based on indonesia bank management letter of appointment no. 30/12/kep/dir/2002 use method camel. camel is well-being level evaluation that based in 5 factors, that is capital, assets, management, earning, and liquidity. but in this research is method that is used CAEL. this evaluation system uses to approach qualitative on share influential aspect towards condition and bank development. while calculation each factor use to approach quantitative, that is with quantified components that belong in each factor so that got value or certain number.
Based on the results of research that the value of Ratio obtained Adequecy Capital Bank Syariah Mandiri and Bank Muamalat can be categorized in the healthy group. Assets Quality Ratios in Bank Syariah Mandiri and Bank Muamalat can be categorized in the healthy group. Removal Ratio Allowance for Earning Assets in Bank Syariah Mandiri and Bank Muamalat both can be categorized in the healthy group. Return On Assets Ratio at the Islamic Bank Mandiri can be categorized in the healthy group, but on the bank to plan in 2009 are categorized in groups is not healthy. Ratio of Operating Costs With Operating Income on Bank Syariah Mandiri can be categorized in the healthy group, whereas in Muamalat ratio values in 2009 are categorized in groups of less healthy. Ratio of Loan To Deposit Ratio at Bank Syariah Mandiri can be categorized in the healthy group, whereas for 2008 the Bank Muamalat can be categirized in groups is not healthy
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